Example of Research Notes

Notes for How to choose the right credit card?
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here is a perfect credit card program out there for you. Which one is right for you will depend on several factors, such as:

• Age
• Credit ranking (rating)
• Spending needs (how much money you need)
• Payment structures (how you will pay it back)
• Special interests
• Number of current credit cards
• Income (how much money you make)

http://www.creditcards.com/credit-card-news/find-credit-cards-with-our-tips-1268.php
April 4, 2012 2:45 p.m.
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Which Card is Right for Me?
Before applying for a credit card ask yourself these questions:

• Why do you want/need a credit card? – Maybe you need one credit card with a special interest rate to transfer balances from multiple accounts or perhaps you need a card specifically for business purposes.  Being able to earn rewards, cash back or airline miles for your everyday purchases can also be a reason to get a credit card.
• How much do you need to charge at one time? – If the credit card is for business purposes, maybe you need a card with very high or no spending limits. On the other hand, if this is your first card and you are trying to build credit or just want the card for emergencies, then a more modest spending limit may be the better route to go.
• How do I want to pay back the charges? – Decide if you want to pay off the entire balance each month or just a portion over each month. Some cards offer advantages for both paying structures.
• Do special offers interest me? – Many credit cards offer special rebates, support for a specific organization or other member benefits for using their credit cards. Decide if this is important to you when choosing your card.

http://www.creditcards.com/credit-card-news/find-credit-cards-with-our-tips-1268.php
April 4, 2012 2:45
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When choosing a credit card make sure to know the terms and conditions for they can there can be things in fine print that the company did not tell you that you many need to know.
April 4, 2012 3:00
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Credit Card companies are prone to go towards college students because they know that they might be able to charge them interest because they will not be able to pay it back. Especially for the people who use credit cards to pay for their tuition. Credit Card companies are quick to give college student cards. Be Careful.
April 4, 2012 3:30
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